Welcome to Firstmidas Microfinance Bank Limited

With Our Verve Cards

The Verve Card is powered by Interswitch, secured with chip and pin technology. Your Verve card allows you to conveniently pay for goods and services because it is accepted by all payment channels and bank branches connected to the Interswitch network in Nigeria.

Peace of mind with Mastercard security

Whether paying online, in-store, in-app or a wearable, Mastercard provides valuable security benefits to help keep you protected.

Make everyday purchases quickly and safely with just a tap of your contactless-enabled Mastercard or device

It’s easier to use than cash and checks

Access your bank account securely with Visa Debit to make purchases, pay bills or get cash, anywhere in the world. With Visa Debit, you stay in control, because what you spend is deducted directly from your bank account. What’s more, Visa Debit is accepted everywhere Visa is – online, overseas, over the phone, at ATMs and in-store.

Explore Our Debit Cards Benefits

Our Debit Card

The FMMFB Debit Card is an EMV Chip and PIN compliant card that is issued by the Bank and linked directly to customers account to enable them have access to their funds 24/7.

The card facilitates access to banking services via these alternative channels (ATM’s, POS, Web & Mobile Channels)

Features and Benefits

  • N1,000 Opening Balance
  • Safe & Secure with Chip and PIN technology
  • Naira denominated
  • Balance Checking, Cash withdrawals, ATM Transfers
  • Shop and make online payments within Nigeria
  • Accepted throughout Nigeria
  • Easy access to funds 24 hours a day/7 days a week
  • Eliminates the risk and inconvenience of carrying cash
  • Used across multiple channels – POS, Internet, ATMs

Must I have a FMMFB Account before I can apply for the Card?

Verve prepaid card can be obtained by existing customers and non-customers of the bank. Simply provide your minimum KYC details i.e. Name, Address and Phone number and provide a valid means of ID or Utility bill.

Can the spending limit be increased upon customer’s request?

Yes, subject to the regulatory limit. Cardholder will also be required to fulfill full KYC requirement at his/her branch of request.

Is there any minimum card balance & annual maintenance fee?

No minimum card balance /annual maintenance fee is applicable to Card.

What is the maximum amount that can be loaded on this card?

Card balance is regulated at a maximum amount of N250,000

How do I apply for my Card?

  • Ensure you have an active and funded account or create one >> Here.
  • Click or tap the “Request for Card” button to make a request.
  • For Corporate requests, please contact you relationship Account Officer.

Card Delivery

  • We will process your card and notify you when the card is ready
  • Walk into any of our branches closer to you to pick up your card
  • Home delivery of card attracts the payment for waybill by the customer.

In order to activate your card, you can change your default PIN using our POS machine or any of the bank’s ATM terminals.
For optimal use and Protection of Debit Cards, please note the following

  • Use a secured ATM / POS
  • Choose a strong PIN number
  • Keep your card number, and PIN safe from other people
  • Cover your PIN when using ATM or POS at any store
  • Do not respond to any request (internet, email, SMS) asking for your card number, PIN or/and OTP.

Pricing

  1. Use a secured ATM / POS
  2. Issuance: N1,000 ( generic), N1,500 (co-brand)
  3. PIN Reissue: Free
  4. POS and Web: Free
  5. ATM Withdrawal: N35